Hi Manu
Tuesday, July 8, 2014
Wednesday, August 12, 2009
Give it Time - JUST LET IT BE
Life is all About being Calm
Once the Buddha was walking from one town to another town with a few of his followers. This was in the initial days. While they were traveling, they happened to pass a lake. They stopped there and the Buddha told one of his disciples, "I am thirsty. Do get me some water from that lake there."
The disciple walked up to the lake. When he reached it, he noticed that right at that moment, a bullock cart started crossing through the lake. As a result, the water became very muddy, very turbid. The disciple thought, "How can I give this muddy water to the Buddha to drink!"
Once the Buddha was walking from one town to another town with a few of his followers. This was in the initial days. While they were traveling, they happened to pass a lake. They stopped there and the Buddha told one of his disciples, "I am thirsty. Do get me some water from that lake there."
The disciple walked up to the lake. When he reached it, he noticed that right at that moment, a bullock cart started crossing through the lake. As a result, the water became very muddy, very turbid. The disciple thought, "How can I give this muddy water to the Buddha to drink!"
So he came back and told the Buddha, "The water in there is very muddy. I don't think it is fit to drink." After about half an hour, again the Buddha asked the same disciple to go back to the lake and get him some water to drink. The disciple obediently went back to the lake.
This time too he found that the lake was muddy. He returned and told the Buddha the same thing. After some time, the Buddha once again asked the same disciple to return to the lake. The disciple reached the lake to find it absolutely clean and clear with pure water in it. The mud had settled down and the water above it looked fit to be had. So he collected some water in a pot and brought it to the Buddha.
This time too he found that the lake was muddy. He returned and told the Buddha the same thing. After some time, the Buddha once again asked the same disciple to return to the lake. The disciple reached the lake to find it absolutely clean and clear with pure water in it. The mud had settled down and the water above it looked fit to be had. So he collected some water in a pot and brought it to the Buddha.
The Buddha looked at the water, and then he looked up at the disciple and said," See what you did to make the water clean? You let it be.... and the mud settled down on its own - and you got clear water.
Your mind is also like that! When it is disturbed, just let it be. Give it a little time. It will settle down on its own. You don't have to put in any effort to calm it down. It will happen. It is effortless."
KEEP SMILING - not because of something, but in spite of everything
Your mind is also like that! When it is disturbed, just let it be. Give it a little time. It will settle down on its own. You don't have to put in any effort to calm it down. It will happen. It is effortless."
KEEP SMILING - not because of something, but in spite of everything
--
Regards
Manu Dixit
9783303800
Tuesday, August 11, 2009
4 boy friends-- with new ending
Once upon a time there was this girl who had four boyfriends. 'No!', replied the 3rd boyfriend. 'Life is too good! When you die, I'm going to marry someone else!' Your 3rd boyfriend is your possessions, status and wealth.When you die, it will all go to others. Being happy doesn't mean everything's perfect. It means you've decided to see beyond the imperfections.
She loved the 4th boyfriend the most and adored him with rich robes and treated him to the finest of delicacies. She gave him nothing but the best.
She also loved the 3rd boyfriend very much and was always showing him off to neighboring kingdoms. However, she feared that one day he would leave her for another.
She also loved her 2nd boyfriend. He was her confidant and was always kind, considerate and patient with her. Whenever this girl faced a problem, she could confide in him, and he would help her get through the difficult times.
The girls 1st boyfriend was a very loyal partner and had made great contributions in maintaining her wealth and kingdom. However, she d id not love the first boyfriend. Although he loved her deeply, she hardly took notice of him!
One day, the girl fell ill and she knew her time was short. She thought of her luxurious life and wondered, I now have four boyfriends with me, but when I die, I'll be all alone.'
Thus, she asked the 4th boyfriend, 'I loved you the most, endowed you with the finest clothing and showered great care over you. Now that I'm dying, will you follow me and keep me company?'
'No way!', replied the 4th boyfriend, and he walked away without another word..
His answer cut like a sharp knife right into her heart.
The sad girl then asked the 3rd boyfriend, 'I loved you all my life. Now that I'm dying, will you follow me and keep me company?'
Her heart sank and turned cold.
She then asked the 2nd boyfriend, 'I have always
turned to you for help and you've always been there for me.
When I die, will you follow me and keep me company?'
'I'm sorry, I can't help you out this time!', replied the 2nd boyfriend. 'At the very most, I can only walk with you to your grave.'
His answer struck her like a bolt of lightning, and the girl was devastated.
Then a voice called out: 'I'll go with you. I'll follow you no matter where you go..'
The girl looked up, and there was his first boyfriend. He was very skinny as he suffered from malnutrition and neglect.
Greatly grieved, the girl said, 'I should have taken much better care of you when I had the chance!'
In truth, you have 4 boyfriends in your lives:
Your 4th boyfriend is your body. No matter how much time and effort you lavish in making it look good, it will leave you when you die.
Your 2nd boyfriend is your family and friends. No matter how much they have been there for you, the furthest they can stay by you is up to the grave.
And your 1st boyfriend is your Soul. Often neglected in pursuit of wealth, power and pleasures of the world.
However, your Soul is the only thing that will follow you where ever you go.Cultivate, strengthen and cherish it now, for it is the only part of you that will follow you to the throne of God and continue with you throughout Eternity.
Thought for the day:Remember, when the world pushes you to your knees,you're in the perfect position to pray.
__._,_.___
--
thanks and regards
Manu Dixit
9783303800
Monday, August 10, 2009
Swine Flu
Some basic Do`s and Dont's of Swine Flu:-
Do's
- Make it a habit to wash your hands with antiseptic handwash ( dettol) as frequently as possible, especially after arriving at your workplace from outside and again one back home
- Virus particles can survive for hours on surfaces such as door handles, so it's important to wash your hands frequently with soap and water.
- Avoid going to public / crowded places
- Drink plenty of water and eat nutritious home cooked food.
- Please make sure you cover your mouth with a N95 mask only
If you are sick, PLEASE
- Stay home and limit contact with others as much as possible
- Seek medical advice as soon as you find yourself / family member feeling slightest of symptoms of H1N1
- Avoid intake of non vegetarian food
DO NOTs
- Spit in public
- Shake hands with people
- Take medicines without consulting a physician
- Eat / drink or let your family member do so from any outlets outside
The symptoms of the H1N1 flu are similar to normal flu and include
- Fever, coughing, sore throat, headache,
- Aching limbs, chills and fatigue.
- Some patients infected with the H1N1 flu have also reported
- Loss of appetite, diarrhea and vomiting.
- In very young children, the warning signs include, fast or troubled breathing, a bluish skin tone, failure to interact with others, and being highly irritable.
- Only laboratory testing can tell for certain. We recommend employees to proactively contact or call medical staff or doctors on duty in case of any such symptoms
| | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| | GOVERNMENT AUTHORIZED HOSPITALS FOR TREATMENT OF SWINE FLU
| | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Regards, Manu Dixit
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Thursday, August 6, 2009
Sunday, August 2, 2009
Friday, July 10, 2009
Consumer acts
Consumer protection laws are designed to ensure fair competition and the free flow of truthful information in the marketplace. The laws are designed to prevent businesses that engage in fraud or specified unfair practices from gaining an advantage over competitors and may provide additional protection for the weak and unable to take care of themselves. Consumer Protection laws are a form of government regulation which protects the interests of consumers. For example, a government may require businesses to disclose detailed information about products—particularly in areas where safety or public health is an issue, such as food. Consumer protection is linked to the idea of "consumer rights" (that consumers have various rights as consumers), and to the formation of consumer organizations which help consumers make better choices in the marketplace.
Consumer interests can also be protected by promoting competition in the markets which directly and indirectly serve consumers, consistent with economic efficiency, but this topic is treated in Competition law.
Consumer protection can also be asserted via non-government organizations and individuals as consumer activism.
Contents[hide]
1 Consumer law
1.1 European Union
1.2 Germany
1.3 Republic of China (Taiwan)
1.4 United Kingdom
1.4.1 Other Commonwealth countries
1.5 United States
2 Consumer advocacy groups
3 Laws
3.1 United Kingdom
3.2 United States
3.3 Australia
4 References
5 See also
5.1 People
5.2 Consumer issues
6 External links
//
[edit] Consumer law
"Consumer protection law" or "consumer law" is considered an area of public law that regulates private law relationships between individual consumers and the businesses that sell those goods and services. Consumer protection covers a wide range of topics, including but not necessarily limited to product liability, privacy rights, unfair business practices, fraud, misrepresentation, and other consumer/business interactions.
Such laws deal with credit repair, debt repair, product safety, service contracts, bill collector regulation, pricing, utility turnoffs, consolidation, personal loans that may lead to bankruptcy and much more.
[edit] European Union
See also: informed consumer
The European Union has been very active in the field of consumer protection, producing a considerable volume of Directives which require member states to regulate consumer protection to a particular standard (which may or may not allow a higher standard of regulation).
A very important innovation has been the Unfair Commercial Practices Directive. Also Directives on Unfair Contract Terms (93/13/EC) and Electronic Commerce (2000/13/EC). There exists a European Commissioner for Consumer Protection, a post currently held by the Bulgarian Meglena Kuneva.
[edit] Germany
The Federal Republic of Germany is a member state of the European Union and is bound by the consumer protection directives of the European Union. Thus a large part of German consumer protection law has been enacted pursuant to European Directives (e.g. the directives on door-to-door sales, consumer credits, distance selling, package tours, product liability, etc.) In 2002, a large part of this legislation was integrated into the German Civil Code ("Bürgerliches Gesetzbuch").
A minister of the federal cabinet is responsible for consumer rights and protection (Verbraucherschutzminister). In the current cabinet of Angela Merkel, this is Horst Seehofer.
When issuing public warnings about products and services, the issuing authority has to take into account that this affects the supplier's constitutionally protected economic liberty (article 12 Basic Law, see Bundesverwaltungsgericht (Federal Administrative Court)Case 3 C 34.84, 71 BVerwGE 183.
[edit] Republic of China (Taiwan)
Consumer Protection Law in the Republic of China is the national special law which specifically protects the interests and safety of end-user using the products or services provided by business operators. Consumer Protection Commission of Executive Yuan serves as an ombudsman supervising, coordinating, reporting any unsafe products/services and periodically reviewing the legislation.
[edit] United Kingdom
The United Kingdom is a member state of the European Union and so is bound by the consumer protection directives of the European Union. Domestic (UK) laws originated within the ambit of contract and tort but, with the influence of EU law, it is emerging as an independent area of law. In many circumstances, where domestic law is in question, the matter judicially treated as tort, contract, restitution or even criminal law.
Consumer Protection issues are dealt with when complaints are made to the Director-General of Fair Trade. The Office of Fair Trading[2] will then investigate, impose an injunction or take the matter to litigation.
The Office of Fair Trading[1] also acts as the UK's official consumer and competition watchdog, with a remit to make markets work well for consumers, and at a local, municipal level by Trading Standards departments. General consumer advice can be obtained from Consumer Direct or via a local branch of the Citizen's Advice Bureau.
[edit] Other Commonwealth countries
In Australia the corresponding agency is the Australian Competition and Consumer Commission or the individual State Consumer Affairs agencies. In New Zealand, the corresponding agency is the Ministry of Consumer Affairs [3] and the New Zealand Commerce Commission.
[edit] United States
Consumer protection laws often mandate the posting of notices, such as this one which appears in all automotive repair shops in California
In the United States a variety of laws at both the federal or state levels regulate consumer affairs. Among them are the federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Truth in Lending Act, Fair Credit Billing Act, and the Gramm-Leach-Bliley Act. Federal consumer protection laws are mainly enforced by the Federal Trade Commission and the U.S. Department of Justice.
At the state level, many states have a Department of Consumer Affairs devoted to regulating certain industries and protecting consumers who use goods and services from those industries.
For example, in the U.S. state of California, the California Department of Consumer Affairs regulates about 2.3 million professionals in over 230 different professions, through its forty regulatory entities.
In addition, California encourages its consumers to act as private attorneys general through the liberal provisions of its Consumers Legal Remedies Act, Cal. Civil Code § 1750 et seq.
California has the nation's strongest consumer protection laws, partly because of rigorous advocacy and lobbying by groups such as Utility Consumers' Action Network[4], Consumer Federation of California and Privacy Rights Clearinghouse.
[edit] Consumer advocacy groups
Main article: Consumer organization
[edit] Laws
Competition law
[edit] United Kingdom
Unfair Contract Terms Act 1977
Sale of Goods Act 1979
Consumer Protection Act 1987
Unfair Terms in Consumer Contracts Regulations 1999
Consumer Protection (Distance Selling) Regulations 2000
Electronic Commerce Regulations 2002
General Product Safety Regulations 2005
[edit] United States
General consumer protection laws
Consumer Product Safety Act - gives the Consumer Product Safety Commission (CPSC) the power to develop safety standards and pursue recalls for products
Federal Trade Commission Act - created the Federal Trade Commission (FTC) to prevent unfair competition, deceptive acts, regulate trade, etc.
Privacy Laws
United States National Do Not Call Registry - allows US consumers to limit telemarketing calls they receive.
Food & Drug
Pure Food and Drug Act - led to the creation of the U.S. Food and Drug Administration (FDA) to regulate foods, drugs, and more.
Communications
Communications Act of 1934 - created the Federal Communications Commission (FCC) to regulate all radio and interstate cable, phone, and satellite communications.
Banking
Fair Credit Reporting Act (FRCA) - regulates the collection, dissemination, and use of consumer credit information
Fair Debt Collection Practices Act (FDCPA) - eliminate abusive consumer practices, ensure fairness, etc.
Truth in Lending Act (TILA) - requires clear disclosure of key terms of the lending arrangement and all costs.
Real Estate
Real Estate Settlement Procedures Act (RESPA) - prohibits kickbacks and requires lenders to provide a good faith estimate of costs
Health Insurance
Health Insurance Portability and Accountability Act (HIPAA) - provides consumer protection for Health Information
Digital Media
Digital Millennium Copyright Act - prohibits production or sale of devices or services intended to circumvent copyright measures.
Digital Media Consumers' Rights Act (proposed) - would repeal the Digital Millennium Copyright Act
[edit] Australia
Trade Practices Act 1974
[edit] References
^ [1]
[edit] See also
[edit] People
Florence Kelley
Ralph Nader
Michael Vernon
Curtis Arnold
[edit] Consumer issues
Antitrust
Class action
Competition policy
Competition regulator
Credit and debt
Extended warranty
Fairtrade labelling
Food safety
Mandatory labelling
Product recall
Transparency (market)
Unfair competition
[edit] External links
Wikibooks has a book on the topic of
Legal and Regulatory Issues in the Information Economy
Consumer Complaint Assistant, Federal Trade Commission
Consumer Complaint Form Missouri Attorney General
Consumer Rights and Protection (India)
Consumer Education and Research Centre (CERC)(India)
Consumer protection information (U.S.)
List of Consumer Rights as stated by the Government of India
Consumer Protection Act in India
Israeli Consumer protection Laws
University of Delaware Library Consumer Protection Research Guide
New Zealand Consumer Rights
Consumers International, the global voice for consumers
National Consumer Agency (Ireland)
Consumer Rights and Protection (Indonesia)
Consumer interests can also be protected by promoting competition in the markets which directly and indirectly serve consumers, consistent with economic efficiency, but this topic is treated in Competition law.
Consumer protection can also be asserted via non-government organizations and individuals as consumer activism.
Contents[hide]
1 Consumer law
1.1 European Union
1.2 Germany
1.3 Republic of China (Taiwan)
1.4 United Kingdom
1.4.1 Other Commonwealth countries
1.5 United States
2 Consumer advocacy groups
3 Laws
3.1 United Kingdom
3.2 United States
3.3 Australia
4 References
5 See also
5.1 People
5.2 Consumer issues
6 External links
//
[edit] Consumer law
"Consumer protection law" or "consumer law" is considered an area of public law that regulates private law relationships between individual consumers and the businesses that sell those goods and services. Consumer protection covers a wide range of topics, including but not necessarily limited to product liability, privacy rights, unfair business practices, fraud, misrepresentation, and other consumer/business interactions.
Such laws deal with credit repair, debt repair, product safety, service contracts, bill collector regulation, pricing, utility turnoffs, consolidation, personal loans that may lead to bankruptcy and much more.
[edit] European Union
See also: informed consumer
The European Union has been very active in the field of consumer protection, producing a considerable volume of Directives which require member states to regulate consumer protection to a particular standard (which may or may not allow a higher standard of regulation).
A very important innovation has been the Unfair Commercial Practices Directive. Also Directives on Unfair Contract Terms (93/13/EC) and Electronic Commerce (2000/13/EC). There exists a European Commissioner for Consumer Protection, a post currently held by the Bulgarian Meglena Kuneva.
[edit] Germany
The Federal Republic of Germany is a member state of the European Union and is bound by the consumer protection directives of the European Union. Thus a large part of German consumer protection law has been enacted pursuant to European Directives (e.g. the directives on door-to-door sales, consumer credits, distance selling, package tours, product liability, etc.) In 2002, a large part of this legislation was integrated into the German Civil Code ("Bürgerliches Gesetzbuch").
A minister of the federal cabinet is responsible for consumer rights and protection (Verbraucherschutzminister). In the current cabinet of Angela Merkel, this is Horst Seehofer.
When issuing public warnings about products and services, the issuing authority has to take into account that this affects the supplier's constitutionally protected economic liberty (article 12 Basic Law, see Bundesverwaltungsgericht (Federal Administrative Court)Case 3 C 34.84, 71 BVerwGE 183.
[edit] Republic of China (Taiwan)
Consumer Protection Law in the Republic of China is the national special law which specifically protects the interests and safety of end-user using the products or services provided by business operators. Consumer Protection Commission of Executive Yuan serves as an ombudsman supervising, coordinating, reporting any unsafe products/services and periodically reviewing the legislation.
[edit] United Kingdom
The United Kingdom is a member state of the European Union and so is bound by the consumer protection directives of the European Union. Domestic (UK) laws originated within the ambit of contract and tort but, with the influence of EU law, it is emerging as an independent area of law. In many circumstances, where domestic law is in question, the matter judicially treated as tort, contract, restitution or even criminal law.
Consumer Protection issues are dealt with when complaints are made to the Director-General of Fair Trade. The Office of Fair Trading[2] will then investigate, impose an injunction or take the matter to litigation.
The Office of Fair Trading[1] also acts as the UK's official consumer and competition watchdog, with a remit to make markets work well for consumers, and at a local, municipal level by Trading Standards departments. General consumer advice can be obtained from Consumer Direct or via a local branch of the Citizen's Advice Bureau.
[edit] Other Commonwealth countries
In Australia the corresponding agency is the Australian Competition and Consumer Commission or the individual State Consumer Affairs agencies. In New Zealand, the corresponding agency is the Ministry of Consumer Affairs [3] and the New Zealand Commerce Commission.
[edit] United States
Consumer protection laws often mandate the posting of notices, such as this one which appears in all automotive repair shops in California
In the United States a variety of laws at both the federal or state levels regulate consumer affairs. Among them are the federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Truth in Lending Act, Fair Credit Billing Act, and the Gramm-Leach-Bliley Act. Federal consumer protection laws are mainly enforced by the Federal Trade Commission and the U.S. Department of Justice.
At the state level, many states have a Department of Consumer Affairs devoted to regulating certain industries and protecting consumers who use goods and services from those industries.
For example, in the U.S. state of California, the California Department of Consumer Affairs regulates about 2.3 million professionals in over 230 different professions, through its forty regulatory entities.
In addition, California encourages its consumers to act as private attorneys general through the liberal provisions of its Consumers Legal Remedies Act, Cal. Civil Code § 1750 et seq.
California has the nation's strongest consumer protection laws, partly because of rigorous advocacy and lobbying by groups such as Utility Consumers' Action Network[4], Consumer Federation of California and Privacy Rights Clearinghouse.
[edit] Consumer advocacy groups
Main article: Consumer organization
[edit] Laws
Competition law
[edit] United Kingdom
Unfair Contract Terms Act 1977
Sale of Goods Act 1979
Consumer Protection Act 1987
Unfair Terms in Consumer Contracts Regulations 1999
Consumer Protection (Distance Selling) Regulations 2000
Electronic Commerce Regulations 2002
General Product Safety Regulations 2005
[edit] United States
General consumer protection laws
Consumer Product Safety Act - gives the Consumer Product Safety Commission (CPSC) the power to develop safety standards and pursue recalls for products
Federal Trade Commission Act - created the Federal Trade Commission (FTC) to prevent unfair competition, deceptive acts, regulate trade, etc.
Privacy Laws
United States National Do Not Call Registry - allows US consumers to limit telemarketing calls they receive.
Food & Drug
Pure Food and Drug Act - led to the creation of the U.S. Food and Drug Administration (FDA) to regulate foods, drugs, and more.
Communications
Communications Act of 1934 - created the Federal Communications Commission (FCC) to regulate all radio and interstate cable, phone, and satellite communications.
Banking
Fair Credit Reporting Act (FRCA) - regulates the collection, dissemination, and use of consumer credit information
Fair Debt Collection Practices Act (FDCPA) - eliminate abusive consumer practices, ensure fairness, etc.
Truth in Lending Act (TILA) - requires clear disclosure of key terms of the lending arrangement and all costs.
Real Estate
Real Estate Settlement Procedures Act (RESPA) - prohibits kickbacks and requires lenders to provide a good faith estimate of costs
Health Insurance
Health Insurance Portability and Accountability Act (HIPAA) - provides consumer protection for Health Information
Digital Media
Digital Millennium Copyright Act - prohibits production or sale of devices or services intended to circumvent copyright measures.
Digital Media Consumers' Rights Act (proposed) - would repeal the Digital Millennium Copyright Act
[edit] Australia
Trade Practices Act 1974
[edit] References
^ [1]
[edit] See also
[edit] People
Florence Kelley
Ralph Nader
Michael Vernon
Curtis Arnold
[edit] Consumer issues
Antitrust
Class action
Competition policy
Competition regulator
Credit and debt
Extended warranty
Fairtrade labelling
Food safety
Mandatory labelling
Product recall
Transparency (market)
Unfair competition
[edit] External links
Wikibooks has a book on the topic of
Legal and Regulatory Issues in the Information Economy
Consumer Complaint Assistant, Federal Trade Commission
Consumer Complaint Form Missouri Attorney General
Consumer Rights and Protection (India)
Consumer Education and Research Centre (CERC)(India)
Consumer protection information (U.S.)
List of Consumer Rights as stated by the Government of India
Consumer Protection Act in India
Israeli Consumer protection Laws
University of Delaware Library Consumer Protection Research Guide
New Zealand Consumer Rights
Consumers International, the global voice for consumers
National Consumer Agency (Ireland)
Consumer Rights and Protection (Indonesia)
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